My terms are simple and straightforward: Any actual expenses for images, domains, or hosting will be billed when the items are purchased for client (if any). For most projects we request a 25% payment when the project begins. Balance is due when I complete your site design. Once the balance is paid, I will transfer your site from my private test server to your live domain.
On larger projects or projects with phases I may request a progressive payment as the project moves along. For this type of project I will always discuss a payment schedule with you before we agree on and begin the project.